Spendly makes personal finance effortless. Log any expense in 30 seconds, see exactly where every dollar goes, and build smarter spending habits — without spreadsheets.
Free forever. No credit card needed.
Good morning
April balance
Total spent this month
$1,247.30
Food
$340
Rent
$650
Transit
$87
Fun
$170
Recent
Starbucks
2h ago
-$5.40
Uber
5h ago
-$12.00
-12% ↓
✓ Logged!
Manually entering every coffee and Uber ride into a spreadsheet? Nobody has time for that. Most people quit within a week.
Transaction feeds with cryptic merchant names and no real insight into your spending habits. Data without clarity.
Traditional budgeting tools shame you when you overspend. Guilt doesn't build good habits — understanding does.
Connecting your bank to random apps feels risky. You shouldn't need to hand over credentials just to track spending.
Spendly is built around one idea: tracking your money should take seconds, not minutes.
Tap, type the amount, pick a category. Done. The fastest way to track expenses — no bank connection needed.
Food, Transport, Rent, Bills, Shopping, Health, Entertainment, and Other. Simple enough to remember, detailed enough to learn.
Instantly see where your money goes with clean charts. Weekly, monthly, or custom date ranges at a glance.
Track how your spending changes over time. See which categories grow and which shrink — no analyst needed.
Forgot to log today? A friendly nudge (not a guilt trip) helps you build the tracking habit effortlessly.
Split tracking with a partner or roommates. See combined spending without the awkward money conversations.
Just your email. No credit card, no bank linking, no 12-step onboarding. You're in.
Hit the + button, type the amount, pick a category. Your first entry takes less than 10 seconds.
Log expenses as they happen — or batch them at night. Gentle reminders help you stay consistent.
After a week, your spending story starts to unfold. After a month, you'll know exactly where every dollar goes.
Perfect to get started
For the serious tracker
Track together
“I tried Mint, YNAB, spreadsheets — nothing stuck. Spendly is the first time tracking my spending actually became a habit. The 30-second thing is real.”
Sarah K.
Freelance Designer
“As a student on a tight budget, knowing exactly where my money goes each week has been a game-changer. And it's free? No brainer.”
Marcus T.
College Student
“The visual breakdowns are chef's kiss. I showed my monthly spending chart to my partner and we finally had a productive money conversation.”
Priya R.
Product Manager
Join thousands of early users building better spending habits with Spendly. Free forever on the starter plan.
We'll only email you when Spendly is ready. No spam, ever.